Transport | The Guardian https://www.smartflightsuit.com/theguardian/savemoney/transport Latest news and features from smartflightsuit.com, the world's leading liberal voice en-gb Guardian News and Media Limited or its affiliated companies. All rights reserved. 2016 Tue, 31 May 2016 12:05:02 GMT 2016-05-31T12:05:02Z en-gb Guardian News and Media Limited or its affiliated companies. All rights reserved. 2016 The Guardian https://assets.guim.co.uk/images/guardian-logo-rss.c45beb1bafa34b347ac333af2e6fe23f.png https://www.smartflightsuit.com How to save money: Is commuting worth it? https://www.smartflightsuit.com/money/2008/jun/16/commuting Does it makes more financial sense to live and work in the city, or to commute? Sam Dunn does the maths<p>It's probably the biggest financial equation of your life: balancing house prices with the time and cost of commuting. Should you live near the city centre, pay high housing prices and save on travel? Or should you head beyond the suburbs, find cheaper and probably better property, and pay thousands of pounds a year to commute in?</p><p>For some public-sector workers in London, the choice has already been made for them. For years, nurses and firefighters have been priced out of the capital's property market and face sometimes extraordinary journeys into work. But which town offers the best mix of affordable housing and commutable distances to the workplace? We set out to find some answers ...</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/commuting">Continue reading...</a> Saving money Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/commuting Photograph: Getty What is the real cost of commuting? Photograph: Getty Photograph: Getty What is the real cost of commuting? Photograph: Getty Sam Dunn 2008-06-15T23:01:00Z How to save money: Train travel https://www.smartflightsuit.com/money/2008/jun/16/traintravel <p>Book ahead. The cheapest fares go to those who book first and, for optimal savings, you should buy exactly 12 weeks before your journey. The rail companies are required by law to start offering their tickets 12 weeks before the train runs, so those in the know work back from their travel date, then log on or head to their local ticket office on the first day that these cheapest fares become available.</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/traintravel">Continue reading...</a> Saving money Consumer affairs Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/traintravel Patrick Collinson 2008-06-15T23:01:00Z How to save money: car breakdown cover https://www.smartflightsuit.com/money/2008/jun/16/motorinsurance.insurance <p>All the major comparison websites now offer breakdown cover price searches. But the results vary, and many fail to include services such as AutoAid's ultra-cheap pay-and-reclaim deal (see advanced saving tips).</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/motorinsurance.insurance">Continue reading...</a> Saving money Car insurance Insurance Motoring Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/motorinsurance.insurance Patrick Collinson 2008-06-15T23:01:00Z How to save money: Cycling https://www.smartflightsuit.com/money/2008/jun/16/cycling <p>Cycling to work instead of driving or paying for public transport can save you hundreds of pounds every year. Commuters in London who pay roughly £100 for a monthly pass to use the underground, trains and buses but then switch to a bicycle will easily save more than £1,000 a year. Bargain.</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/cycling">Continue reading...</a> Saving money Money Fitness Life and style Cycling Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/cycling Sam Dunn 2008-06-15T23:01:00Z How to save money: Matt Seaton on the joys of cycling https://www.smartflightsuit.com/money/2008/jun/16/cycling1 It's good for you, good for your wallet and liable to send poets into raptures. Matt Seaton on the many joys of cycling<p>When asked what their favourite invention of all time is, what do you suppose people say? Mobile phones get some votes; computers, too; iPods, inevitably. And there are always some people who love their car and couldn't imagine life without it. If it's a poll conducted by a radio programme, some will generously nominate the transistor for making their listening possible. But what comes out top? The bicycle, every time.</p><p>It seems a paradox in the age of consumer electronics and ever-more gorgeously refined designer goods, but it's this sturdy piece of Victorian technology - the good old bike - that we love most. So why does the bicycle occupy this special place in our affections?</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/cycling1">Continue reading...</a> Saving money Money Fitness Life and style Cycling Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/cycling1 Matt Seaton 2008-06-15T23:01:00Z How to save money: On the road - at a price https://www.smartflightsuit.com/money/2008/jun/16/youngdrivers New, young drivers are being stung with expensive insurance policies. Miles Brignall hunts out some cheaper options<p>Congratulations! You've passed your driving test. Now for the bad news. If you are a 17-year-old male, the insurance company is going to want an annual premium of £2,000 to £3,000 a year.</p><p>Forget about the cost of buying an old banger or even the price of petrol. It's the insurance that is now the biggest challenge for any new driver about to take to the roads.</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/youngdrivers">Continue reading...</a> Saving money Motoring Insurance Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/youngdrivers Miles Brignall 2008-06-15T23:01:00Z How to save money: Two sides of the big debate https://www.smartflightsuit.com/money/2008/jun/16/renting.property Can it make financial sense to rent in the city centre during the week and buy a house outside for the weekend?<p><strong>Can it make financial sense to rent in the city centre during the week and buy a house outside for the weekend? Yes, says Londoner Mary O'Hara</strong></p><p>I've lived in London for more than a decade and at first did the same as hundreds of thousands of other first-jobbers in the capital: rented flats in the outer suburbs.</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/renting.property">Continue reading...</a> Saving money Renting property Property Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/renting.property Mary O'Hara and Deborah Madden 2008-06-15T23:01:00Z How to save money: Fuel savings https://www.smartflightsuit.com/money/2008/jun/16/fuelsavings <p>Adjust your driving technique. Driving in the highest gear possible without labouring the engine is a fuel-efficient way of driving - a vehicle travelling at 37mph in third gear uses 25% more fuel than at the same speed in fifth gear. According to the National Energy Foundation, you should change up a gear in a petrol car when you reach 2,500 revs per minute, and 2,000rpm in a diesel car, to be most fuel-efficient.</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/fuelsavings">Continue reading...</a> Saving money Motoring Consumer affairs Money Petrol prices Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/fuelsavings Jill Papworth 2008-06-15T23:01:00Z How to save money: Five calls (or clicks) that will save you £1,000+ https://www.smartflightsuit.com/money/2008/jun/16/consumeraffairs1 <p><strong>Save £100s</strong></p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/consumeraffairs1">Continue reading...</a> Saving money Consumer affairs Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/consumeraffairs1 Guardian Staff 2008-06-15T23:01:00Z Buying a new car https://www.smartflightsuit.com/money/2008/jun/16/motoring.consumeraffairs <p>If you really want to save money when buying a new car, stop. Don't do it in the first place. Instead, buy a nearly new (pre-registered) car. These are brand new in all but name - they may have as few as 20 miles on the clock - but can easily be 20% cheaper, saving you a couple of thousand pounds. Dealers register them to hit sales targets and then sell them on, so you're the second owner - but don't worry, just enjoy the saving (and check when the warranty expires).</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/motoring.consumeraffairs">Continue reading...</a> Saving money Motoring Consumer affairs Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/motoring.consumeraffairs Miles Brignall 2008-06-15T23:01:00Z How to save money: Walking & fitness https://www.smartflightsuit.com/money/2008/jun/16/5 <p>Save hundreds of pounds by abandoning your gym membership and staying fit for free instead, by drawing up a running and "personal workout" schedule (though do seek medical advice before embarking on any major fitness drive). Cut away the frills of indoor training in expensive health clubs; toughen yourself up with outdoor running around your neighbourhood, plus cardio-vascular and stamina exercises in your garden or living room.</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/5">Continue reading...</a> Saving money Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/5 Sam Dunn 2008-06-15T23:01:00Z How to save money: Credit crunchers 3: Henry Tricks https://www.smartflightsuit.com/money/2008/jun/16/creditcrunchers.3 <p><strong>Are you worried about the credit crunch?</strong></p><p>I am worried about the interest rate that I will have to pay when I renew my mortgage, and professionally I worry about the impact a recession in the United States and Europe would have on the media industry. </p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/creditcrunchers.3">Continue reading...</a> Saving money Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/creditcrunchers.3 Guardian Staff 2008-06-15T23:01:00Z How to save money: Car insurance https://www.smartflightsuit.com/money/2008/jun/16/carinsurance <p>Do not be tempted to pay for your car insurance monthly because it appears to be cheaper or more manageable. It's not. You will be charged interest, typically around 24%, adding £50 to the average car insurance bill, according to <a href="http://www.uSwitch.com">uSwitch.com</a>. Just over half of Britain's 26 million insured drivers are paying monthly, and cumulatively handing the insurance industry £624m in unnecessary payments. Even if you put the bill on your credit card and take two or three months to pay it off, it will be cheaper than spreading it over 12 months at 24% interest.</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/carinsurance">Continue reading...</a> Saving money Car insurance Insurance Motoring Consumer affairs Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/carinsurance Patrick Collinson 2008-06-15T23:01:00Z How to save money: Buying a used car https://www.smartflightsuit.com/money/2008/jun/16/usedcars <p>According to Glass's Guide - the motor trade bible - one-year-old cars typically retail for around 60% of their original cost. Buy a one-year-old Nissan Micra and you'll probably save around £4,500 on the original list price. The average new Ford Mondeo buyer is losing at least £5,000 in the first year of ownership - even after initial discounts are taken into account. The first owner's loss can be your gain - but the advantage of buying a one-year-old rather than a three-year-old car is you still have the bulk of the manufacturer's warranty in the event of mechanical problems. </p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/usedcars">Continue reading...</a> Saving money Motoring Consumer affairs Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/usedcars Miles Brignall 2008-06-15T23:01:00Z How to save money: Coaches & buses https://www.smartflightsuit.com/money/2008/jun/16/coaches.buses.moneysaving <p>Book your ticket with Megabus and you will be way out in front for cheap coach travel. This mega-cheap operator can get you from Birmingham to Manchester for just £4 if you book up to a day in advance, less than a fifth of the price of a walk-on train ticket and under half that of a walk-on coach ticket. Demand for seats is usually very high, though, and so the earlier you book seats the better. Rather than a ticket, you will be given a ticket reference that you must then present to the coach driver to be able to board the bus.</p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/coaches.buses.moneysaving">Continue reading...</a> Saving money Consumer affairs Money Transport Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/coaches.buses.moneysaving Sam Dunn 2008-06-15T23:01:00Z How to save money: Tony's tips https://www.smartflightsuit.com/money/2008/jun/16/consumeraffairs The Guardian's consumer champion, Tony Levene, tells you exactly what to do if your flight, hire car or train fails to get you there<p>If we had any sense, we'd stay at home. And if we couldn't quite manage that, at least we'd limit our mobility to as far as we can walk or cycle - that's a radius of three to five miles, even for the unfit. But we don't. So every time we venture further from base, we take risks.</p><p>Taking the train should remove the strain (although, thanks to the plethora of fares, it's all too easy to have the wrong type of ticket). But if the train is delayed, you should demand compensation. The delay to trigger a payment varies from one hour on long-distance lines to 15 minutes on the London Tube. Railway companies are good at paying up, although you can't claim for delays from publicised engineering works or where trains are halted due to a suicide or similar incident outside the railway's control. Stations should have a supply of complaint forms. Send one in - even if you are doubtful that you'll win. </p> <a href="https://www.smartflightsuit.com/money/2008/jun/16/consumeraffairs">Continue reading...</a> Saving money Consumer affairs Money Sun, 15 Jun 2008 23:01:00 GMT http://www.smartflightsuit.com/money/2008/jun/16/consumeraffairs Tony Levene 2008-06-15T23:01:00Z